Originally Posted by Shadowfoot
My insurance company is going to love me, claiming twice in one week. First a
Burglary and now a smashed bike.
Your insurance company? Why should they be involved at all? Maybe things are different in Oz, but here, if the other person is at fault you ALWAYS pursue financial settlement via the other person and/or her/his insurance company first. One or the other should pay for all your care and the repair/replacement of your bike (and any accessories [helmet, gloves, etc] damaged).
The driver didn't see me and didn't flee.
That's nice of her, but not especially relevant wrt. what happened to you. (IMHO, that she didn't see you is no less indicting than if she did, but I digress.) Her intentions, etc. may be a factor in how the police charge her, and "punishing" her beyond what's appropriate is, well, not appropriate. But you're due to be made whole. And that's entirely her responsibility. Not as "punishment", but as consequence (and out of fairness to you, who have already borne undue expense on account of your pain, injury and lost time).
Important thing is, you're in one piece. Good thing there were lots of other folks around.