Thanks for the link cody it really hit the point home that wearing a reflective vest is probably a good idea. I am going to look more into this. I wonder if they make one with breathable materials.
I know I got lucky in that all I have is some road rash and some sore muscles and the only thing wrong with my bike, that I can tell, is a tire that needs to be replaced. Not bad for 300lbs against 3000 lbs.