The most knowledgable advise was "you'll know when to rest" And do it. Unless you have a specific goal to ride a century in some month just keep increasing.
In the mean time what can you do at the local gym? There maybe a way to get a head start and to not need one next year.
BTW you just finished the hardest year good going.
I never did have much respect for some one that could only think of one way to spell a word-

Joe