Coldest ride yet, 24F when I left. I need a pair of in between gloves. I have half-finger gloves (not nearly enough) and fleece ski gloves (my hands were really sweaty). I also need to make some ear warmers. I made some for my mom & her boyfriend out of recycled felted sweaters, they just slip over your helmet straps. I might make em tonight. Other than that I was fine. Wore tights, loose fitting capris over that, wool socks, thermal long sleeve shirt and my windbreaker. My skin was freezing cold when I changed but I didn't feel cold at all on the ride.