Paying for education is the real killer. I went to a community college that was paid for by the state and everyday I am thankful for it. Carriers that require me to spend 40+ thousand on a degree are not for me. I have so many friends that struggle to pay their student loans, it's scary. I went to a university for two weeks after I got my associate degree and got my money back. I come from a long line of military retirees and skilled tradesmen so that explains my disposition and terrible spelling.
I am all for free education and self taught skills