I know I should probably post that in general category more than in the FG/SS but I'm sure i'll get answers here.

Someone I know got her 1000$ bike stolen two weeks ago and she contact her home insurance and said it was a 1500$ bike and they will pay for a new bike.

I didn't know that home insurance covered stolen bikes that were locked in public places.

Does anybody knows if that is the case with most insurance companies.