Well, the commute is about 6 miles, really not very far. It was 45 degrees this morning and I froze for the first 10 minutes of my ride, but I made sure to exert myself more than usual this morning, generated some body heat and was OK. I was wearing track shorts and a t-shirt and regular shoes and socks. I think I'll be OK with track pants, long sleeve shirt, and full length (not cut off) gloves. Thanks for all the cool suggestions, I think I'll be able to get what I need now