Ask whomever I was following.. I didn't get a warning either, but clearly your hungover ass didn't have the same reaction speed as me.

ps. I've said it before and I'll say it again, once you go full fenders you never (want to) go back. My front fender cracked last week so I had to remove it, but it didn't bother me too much until the sloppy ride in this morning. My feet got all wet..