I just bought a built-up new Surly Pacer, on ebay, from a bike store I used to frequent when I lived in Milwaukee. I am fully in official-Red-Ryder-carbine-action-two-hundred-shot-range-model-air-rifle-with-a-compass-in-the-stock giddy mode. Thank you all for your counsel, and I will follow up with a ride report or two!