You will probably never enjoy the bike of your dreams more than now or for a longer period of time if you go ahead now. I am all for putting money away for a rainy day but I also think you have to live for today since we don't know what tomorrow will bring. I have seen too many people put off saying they will get all of their toys when they retire only to find that injury or illness means they can no longer enjoy the toys.
My motto is don't sacrifice your future but live for today.
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The problem with the gene pool is that there is no lifeguard and the shallow end is much too large
2013 Noah RS