I get it at times on my cross check with 50mm tires and fenders. Planet bike fenders are better fo overlap issues because the adjustment is at the fork end and there is no excess material at the fender. I just ordered some 40mm tires to replace the ones that are on my Xcheck because of the overlap issue.

Your choices are shorter crank arms, skinnier tires, or no fenders. I agree, it sucks and is dangerous. I'm so used to not pedaling when steering, which screws me up when mountain biking. It makes me over cautious no matter which bike I'm riding.

Sometimes I think bikes are completely backward. Mountain bikes climb obstacles better with 700c wheels, and road bikes avoid overlap better with 26" wheels.