This Shimano page is much better than the one I found. Thank you.

The geometry thing is very interesting to me. The longer wheelbase being a cruiser but road bikes having a longer top tube means the magic is in the angles. I am going to check on my leg position before making my final decision tomorrow. The bike shop people are great but I have noticed that one person did not suggest I try the 22.5" when the 20" was a tad small because there were none in stock (found out later and I am making an assumption) and none has said that what would be best if I just got off my Trek kick and went to a manufacturer who framed for people built like me because they are a Trek shop or suggested taking the 57cm Pilot and beefing it up to be a hybrid, so.... the best bike shop is not substitute for doing your homework.