On ride home yesterday, I was climbing a hill coming up to an intersection. Oncoming car making a left turn stopped. The sun was glaring off the front windshield so I glanced away. Next thing I saw he had turned in front of me just missing me, I ended up clipping his rear fender. He didn't stop.

No damage here, but I'm sure my studded tires left a mark. First time I actually made contact with a moving vehicle.

This was on what I consider the safest part of my ride. Can't let guard down for a second.