I could fall down the stairs outside my front door. I could suffer a heart attack at my gym. A simple slip on a concrete floor could be fatal if I'm unlucky. I quit smoking almost two years ago but the last thirty years as a smoker could still catch me out.

Living from day to day takes faith. Some activities just demand you take a more active role in that faith, as opposed to the more passive variety to which most people surrender when bundled and buttoned up in their automobiles. Complacency, although it takes less effort, is rarely "safer".