Started riding mountain bikes, and went clipless LONG before I should have. Known locally as "Captain Crash" for going down with the ship so often.
But road biking, fell only twice, and one was my own fault. There was a time I did a power skid for the sole purpose of scaring some old coot at a health club (someone DnvrFox's age), but as I came to a stop, forgot that I was clipped in and fell into a bike rack. My, how it hurt. The old coot thought it was pretty funny.