Well, I hit a car today. I got right-hooked on my way home about a half mile from my apartment. I had enough time to grab the brake and get my speed down from about 20 to probably 15 before impact. I'm relatively uninjured - just a bruise on my forearm from hitting her trunk lid - and my bike is fine. The older woman's Saturn now has a nice large reminder in the rear bumper of why she shouldn't turn right in front of a cyclist again.

She admitted fault right away, though. Her excuse: "I didn't know you were going so fast and I didn't know there was a pedestrian in the cross walk [of the side street she was turning on.]" Of course, she sped up to try to pull this whole maneuver.