Don't forget that, every biker takes a spill sometime. And if you aren't wearing a well fitted and modern helmet, you are way more likely to experience a traumatic brain injury.

Once you have a TBI, there are some serious odds that you will be a fundamentally different person, potentially alienate loved ones, and end up living unemployed with your mom or in a group home. This happens more than you might think and doesn't show up in these fatality rates.