My wife has MS, I'm going blind....we are facing the same difficult situation
though further down the road. My options are: go insurance poor trying to
protect my assets which in my case would eventually drain my assets, or
just live my life and deal with the future when it happens. We may or may
not need protection from Health Care expenditures. Insurance is a crap shoot
at best. I hope some good answers show up in this thread, perhaps it would
help me through some of those restless nights.

Thanks for opening this subject up here on the forum. I believe many of us
could learn a few things here as a result of your questions.