Thanks for all the thoughts, I will try to practice uploading pics or better yet, have my ten year old do it. My measurements for the stem were using the LBS calipers to measure the only stem that did work, so what I am measuring is the outside diameter of the quill and it indeed measures the oh so strange 20.8. I wish I meant 23.8 that would be so darn easy. Possibly a 21mm would work but nothing 1" works or even close. Mayby I will knock someone off of their older schwinn today steal there stem give it a try(and then of course return said stem). Tough being at the low end of the spectrum or shims would be the answer. Anyway I love the bike, just a bit cramped for now. Greg