Patti the Giant is a good quality folding bike no doubts and that's a very good price including a bag by any standards for a solid folder, good warranty too. If it folds compact enough for your needs then Geo8rge's point about 20" wheels in some boatyards is very relevant. 20" wheels will prove more versatile and strong for both road and off-road riding. If it was a straight off the boat on to smooth paving and road only then 16" wheel folders would have been worth considering too.

The more information you gave and the fact you liked the Giant's ride really swings it. Wow it's practically the same price in Great Britain pounds at £399! See http://www.foldingbikes.co.uk/giant.htm

Very versatile looking bike I have to say and it looks nice too. if you also like the local dealer then you are on to a winner. Wish you luck whatever you go for and welcome to the world of folding bikes. There is no going back once you have caught foldinitis lol!