Originally Posted by vaticdart

Just to add to my above attempt at humor: I was once like you, the only problem is that I live in Seattle. Fenders? Nah, I'll get wet anyway!

While you still get wet with fenders, the difference is astounding (also quite a difference between the clip on fenders I was using before and the full fenders I'm using now). Where I would do my 15 minute ride to work while it was raining heavily and be pretty much soaked while wearing water resistant clothing, now with fenders I can do that same ride and I'll be a little damp. Even better, my shoes don't need to be stuffed with newspaper and parked atop my monitor all day to dry out.