I likes all my bikes without fenders - however - when the weather looks nasty (and this includes winter snow and slush travel too) - I take a few extra minutes in the morning and put on my easy mounting zefals and DO enjoy them. I got rather tired of the racing stripe up the rear and the mud splash up the front. Have a mudguard too for both on and off road with the mtbs. They're all easy on and easy off - and the ones I have do last through taking the commuter/mtb some "urban" mtb (stairs, curbs, walls) and the fenders don't move at all.
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