I am going to buy the bike today, I just have to decide which one.

OCR
Pro: should be faster, I can grow into it as I get in better shape, will be able to ride longer distances as I get into better shape, I will have more hand positions for comfort, I should be able to lengthen/adjust the stem so I can be more upright now and as I get into better shape, lower and adjust so I can go into the drops comfortably and fast, will be able to keep up with other group riders because it should be faster and I can be more aerodynamic, if it is uncomfortable to ride on the hoods I can always use the top bar which is the same position as a straight bar on the FCR, wont have to upgrade later if I decide I do want a road bike instead of a fitness bike after riding for a few months/year

Con: $1100 vs $850/$700, riding the hoods (Where the brakes are at?) have been relatively uncomfortable on other bikes, what if I dont ride as often/long as I think I want to ride

FCR
Pro: very comfortable bike to me, really spoke to me, OCR frame with straight bars, price is awesome, with the added savings I could buy all of my accessories like computer, lights, helmet, shoes etc,

Cons: Only having 1 hand position except for bar ends could be a pain especially on longer rides, what if I want to "upgrade" in less than 2 years, I am saving money now, but will it save me in the long run, slower?