That Trek looks great. Thanks for your knowledge.

Ok, so should I build up a bike or by one complete? I'm liking these two.

http://www.specialized.com/bc/SBCBkModel.jsp?spid=32209
http://www.konaworld.com/08_jakethesnake_w.htm

Will I be able to mount racks and fenders on either of these?

And what about the soma double cross? http://www.somafab.com/doublecrosspix.html

My buddy is a mechanic at a local bike shop that carries Soma and Kona. I could easily have a Soma built up there.