That's really helpful, hairlessbill — thanks! The more I read about the Deluxe, the more I think it's too big for me. I'd love to hear opinions about the RELoad Citizen... anyone?

The Chrome Metro still sounds great, but I'm a bit concerned by reviews that say it's not so hot when you're off the bike. Hmm...

Great responses so far — keep them coming! I'll look into Baileyworks when I get a second today.