"It's obvious I can't produce the same ride quality without investing nearly the same amount, but my reason for posting is an attempt to find the biggest bang for my buck."
A new bike isn't always an investment - most of them are worth 20% less when you wheel them out of the shop. In financial speak, they're a depreciating asset. Shops tend not to mention that.
So - look for used for the biggest bang for your buck. 20" folders arguably are less affected by potholes, 16" wheeled scoots give less hassle on trains. Your choice.
Lighter is better - folders get carried - less friction is better. An easy fold without tools is also considered useful. Expensive componentry or alloy frames increase the risk of your bike (or wheels/ seatpost) being stolen.
Quality components cost real money, so the trick is get a bike where almost nothing needs replacing and run it until stuff breaks. By then you may be able to afford a more expensive bike. Don't pooh-pooh cheaper Walmart type bikes - they get you mobile - they don't break your heart if they get stolen, and they're all three times more efficient than walking...
Another discount trick is to look online for used Dahons, Downtubes etc, or dealer close-outs on 2005/6/7 bikes. A further one is yacht chandlers - they often have folders for yachties - based on older Dahon frames with cheap but servicable components.
I'm in the UK so can't comment on USA prices, but asking around this forum for a used folder might work. Many of the folderisti get upgrade-itus and have spare bikes they'd be happy to pass on. Expect to pay 50% to 75% of the discount retail price for a used folder two or three years old in really good condition.
It's also important to try a few before you buy. If you're tall and buy a small bike there could be issues with knees hitting handle bars or cramped leg/arm positions. I hit the handle bars on my first mail-order 16" folder - so really you must try before you buy it - especially if it's 16" wheeler.
20" folders are ok on trains though - as long you cover them up to keep grease off passengers.
A few people love fixed gear single speed bikes. Most think 3 - 7 gears (or more) extends the bike's usefulness.
Hang around here for a week and see what turns up. Also let peeps know your rough locale, in case somebody's got a used folder for sale near you. Look in the local area used listings, and of course, Ebay. Folks on here will tell you if an Ebay price is too high.
Before you get a bike, maybe get the bike lock while you still got the cash. Folders you can often carry inside, but there are occasions you'll need a good lock or two.
Also think of your 'bicycling' rather than get sucked into thinking about bicycle hardware. It's too easy to get prodded into that 'my dérailleur's lighter than yours' shtick. There are peeps on here ride more with their $200.00 steel-framed folders than others with $2000 alloy bikes. And vice-versa.
Enjoy.
~~~~~~~~~~~~~~~~~~~~~~
To delete your other two posts click on the EDIT then DELETE buton at the bottom of them.
Last edited by snafu21; 06-15-08 at 03:35 AM.