I'm considering buying a Jack (out of a few other options)

Would you be willing to answer a few questions?
1. Is the gear inches range (7 speed only) on the Jack a problem?
2. Did you try the Big Apple tires on the road (commuting)? Are they ok?
3. Is removing the handle bars/front wheel necessary for portability?
4. Are there mounting holes near the rear hub for something like a panier?
5. Is the folding mechanism fast/safe/stable?
6. How are the brakes? Lack of a suspension?

Thanks in advance for your time/input.