Thanks for the information:

If SRAM isn't low end, then I'm tempted to pick up the 19in M Street from Target.com...

I'm still leaning away from a LBS for largely the reasons that have been mentioned.

a) I don't know what a bike fitting or not fitting really feels like, and I've read the sizing guides but I don't think that is going to help me determine what it feels like when a bike fits, unless I simply ride tons of bikes for an extended period of time, which isn't an option really.

b) I don't feel like I can trust sales people to sell me a bike that fits, which means i'm back to the dilema of "feeling" what fits, and my initial thought on that could be wrong.


As far as Geometry goes, how does an adjustable neck go to mitigate the geometry issues? (I know it doesn't help foot position relative to seat position.)