Bottom line, is it worth the risk?
Personal call.
I am going to drive my car this morning. Oops, my chances of being killed in an auto accident are far higher than being killed by lightning.
On second thought, I think I will stay in bed. Oops, 734 people killed falling out of bed in 2001.
Oh, I will work in the garden - oops, 43 people killed by wasps and bees.
Life is so darned full of risks. Think I will just stop living!
Maybe the reason the fatality rate for lightning strikes is so low is because most people are smart enough to come in out of the rain.
And, admittedly, Colorado has more than its share of lightning deaths.