I ordered a pair of 8 panel shorts that are currently in transit to me. I didn't realize that the jerseys actually had a real purpose like that. Cycling is starting to make a lot more sense. I sweat more than the average person, but I haven't had too much trouble with overheating.
I never use my front derailleur (I'm always on the middle ring) but I use the rear extensively. Maybe I shouldn't be worried about upgrading until I routinely ride on the large ring. Would most people here never touch a second ring unless they were on a hill?