All the "problems" with clipless are because people who in the past wouldn't have even dreamed of using toe clips are rushing into getting clipless pedals. Using either toe clips or clipless is really intended more for sporty riding in which the experienced rider is generally more aware of what he/she is doing. They are a big money maker for bike shops though, and so way too many people who are buying non-performance oriented bikes are walking out of LBS's with clipless pedals. There is zero benefit to having your feet attached to the pedals unless you're riding with some intensity, going up hills, etc. If you are doing that, then you should consider either toe clips or clipless pedals and cycling shoes. If you aren't, then don't bother and save your money for something else.

It's kind of silly these days to see people riding very upright on comfort bikes and many hybrids using clipless pedals for riding along under 10 mph. Nothing particularly wrong with it, but don't expect that you get much benefit from using clipless for that kind of riding. If in the past, you wouldn't have put toe clips on the bike, then you probably don't need clipless pedals either.