Coffee + Coco mix + a dab milk. Also; + Bailey's on day's when its appropriate.
Another option I enjoy is Spiced Apple Cider. Which sounds like it might just be an industrialized version of what you make. Minus the chili and some of the spices. I will have to try it your way come October.
I have to smile that(best as I can tell) nobody has posted from south of the 40th Parallel. See what they are missing out on?