Everything was taken into consideration, and after much deliberation, I decided to put a few more dollars into my investment.
I shopped around, rode a few beauties (Specialized Langster, Schwinn Madison, Windsor The Hour, Surly Steamroller), and loved every minute on the road.
But the good folks at Tip Top Bike Shop in Berkeley, CA (big thanks to Richard and Sam!!) helped point me in the right direction.
Hundreds of dollars later, I am the proud owner of a 54cm Felt Dispatch! Man, do I love my baby! I rode her for a good hour and a half around Berkeley/Oakland (basically until my legs crapped out on me!).
Thank you to everyone who helped me out, gave me advice, and provided suggestions. It is much appreciated.
I hope that in time, I can contribute as much to this community as you folks have done to me.
Jourdan
ps. Her name is Leah.