Originally Posted by
Mr. Jim
you need a "sometimes" added to your poll. I for instance use panniers on Fridays and Mondays when I transport a weeks worth of clothing one way or the other. Rest of the week I use a trunk bag or messenger bag for my lunch, tools etc.
This is me, too. I use my single speed conversion tues-thurs w/a FANNY PACK!

It's a little oversized and I can get my lunch and other necessities in it w/o probs. Am looking to get a Delta seatpost rack and trunk bag combo at some point, but the FP is working just fine for now. Have SKS Raceblades for rain days and a cheap rain jacket. I use an adjustable visor to keep the rain off my goggles and it works pretty well though it looks a little dorky...well, MORE than a little dorky. but, I'm a guy on a bike...it comes w/t territory. Except to other cyclists/commuters, of course