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Old 08-05-08 | 10:03 PM
  #7  
RobbieTunes
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Joined: Dec 2007
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Your homeowner's coverage will pay for the garage door damage and the bike and the rack. The door is under the Dwelling coverage and the rack and bike are covered under the Personal Property coverage. The "peril" would be Motor Vehicle, and the total damage amount would be subject to your deductible.

In short, it's covered. You could probably get them to pay for sending it to CyclArt.
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