Originally Posted by
BikeArkansas
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Facts presented to the insurance companies by "experts" in the field carry the most weight. Have a quality bicycle shop prepare an honest cost to put you back to the same level bicycle you had at the time of the accident and most insurance companies will work with you at once.
Good luck.
My LBS gave the ins co the 2k quote for replacement of the fork, frame and wheelset plus the labor to accomplish the repair. The ins co determined the value of my bike is 1.5k and offers that amount as compensation. I declined that offer and that's where we stand at the moment.