I could honestly come up with some non-specific physical complaints. But I am not one to fake an injury for personal gain. Not gonna do it here either. But perhaps the non-specific physical complaints I do have (for real) may help.

SC court limit in my state is $5000. My understanding is that the ins co would likely send a lawyer to defend their client. I'll have to check that out.

http://www.aoc.state.nc.us/magistrate/small_claims.htm