Can't ride my Carbon Fiber bike then (I really like riding that bike). The Ti bike had panniers but I broke 3 different racks. At that point I might as well go with the trailer (Ti bike and Trek 1100 can be used then). The Ti bike is in for repairs, the Trek needs new shifting cables (but is still ridable). I just addicted the CF bike. :-) Also the pack is easier to deal with off the bike.
just my bias.