Perhaps it's something in your water...or perhaps they're more or less like people everywhere, i.e., impatient and selfish. That doesn't mean they're incapable of learning from situations where their actions almost cost them big time, as in your example. There are plenty of people who will pull a boneheaded stunt behind the wheel (or on a bike), believing they can get away with it. When they get a reality check, however, they do learn from the experience. No one wants to pay a lot of money and fill out a lot of forms. Just think of it this way, every time a driver passes you on this curve and has a near miss, that's one driver who won't try it again.