Well if someone is "yanking my chain" I sure would appreciate an honest answer. I don't know everything about cycles yet so if you tell me something Ill probably believe you.

It was an arm pad, not a bone. and Im not trying to go 105mph on my bike. I just want to use my bike effectively in a downhill situation. And like I said, even on a slight incline I run out of gear. And also, I found out I have a 42t 3rd gear in front so obviously I DO need a larger one, since most road bikes are running 52-53's.

You're right 700c's probably arent a safe choice at those speeds in the city. I think I'll stick with my 26x1.75 michelin's they have really good grip and braking traction. I'll try a new crankset and see where it puts me.

-Thomas