The Jury is a new frame being offered at bikeisland.com

Here is the link: http://bikeisland.com/cgi-bin/BKTK_S...ls&ProdID=1184

You'd have to build it up from parts. It has lots of clearance for fenders and wide tires.

Another recommendation is the Redline 925. I'm not sure if that fits all of your qualifications, but it's nice. http://www.redlinebicycles.com/adultbikes/925.html