The key to enjoying multiclimate riding is to create your own chart of what works for you and at what temps.
Here's one I created 3 years ago when I first faced this issue, and still refer to it when I'm not sure what to wear. Note you'll have to adjust for wind as well as temp
54+ gloves
47+ light cover, long sleeve jersey
40+ wind breaker, wind proof gloves
35+ fleece layer under windbreaker
28+ glove liners and bavaclava
20+ goretek over pants
colder, doesn't happen here, think I would drive and not ride
hope this helps