^ unless you're doing truly brutal stuff, or you like to climb spinning 110 rpm, you'll be OTB if you need to use the small ring.
Doesn't mean you should not race your triple.
Does mean for 95% plus of the races you'll encounter as a Cat 5, if you need a triple, the low gear is just going to make your limp home alone less painful.
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You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.