I have never had a significant wreck on the road, but BMX racing nearly killed me. It's still a bicylce though, so it relates. I couldn't ride for a year while my internal organs healed. Wehn I was cleared, I raced another year and at 33 I finished second in the state in my class. However I never really rode all -out that year, and yet I still had a couple of crashes. I knew that I would never be competitive, so that was my last year of racing. I came back but that was enough. Now I'm on a road bike, and it "fits" me much better than BMX racing ever did. I love it, and I take every precaution possible and keep one eye on the mirror so I can at least see what's coming from behind.
You have to decide for yourself of course. You may need to get on the bike and force yourself to ride at first, then decide whether or not you love it enough to overcome your fear. You may have to analyze what happened to cause your accident, and consider whether or not you can avoid those circumstances in the future. You may find that you simply don't have enough desire to continue, but riding a bike is such a simple pleasure that I can hardly imagine that being the final conclusion. In any case, hope you heal quickly and ffind the path that is right for you.
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Tom
"It hurts so good..."