I love my Jamis Coda Comp. I used to have fenders on it. They are easy to install. I took them off for personal preference. Maybe I'll put them back someday. My Jamis Coda Comp is a 2003, and does not have the carbon fork. It is still light, responsive, speedy, and very comfortable. The carbon fork is really great, and someday maybe I'll get one. I have not tried the Bianchi Bergamo. But I am still super-enthused about my Jamis Coda, even after almost 2 years.

Coda Comps used to go for around $800 retail, but 04 models may be discounted. I don't regret the purchase at all. It's alot cheaper than a car!