Originally Posted by Ivan Hanz

Glad to hear you're OK. I'd get an estimate for fixing the bike and call the lady first. She'll probably just want to pay herself if it's less than her deductible, $250 or $500.
But those were carbon-alloy rims right ? But seriously, if she was nice, and apologetic, and you know you aren't hurt, I'd try to help her contain costs as much as possible.