Originally Posted by DogBoy

get a police report. You should have gotten the police to come and cite her for failure to yield, but nevertheless, don't go to her insurance company before you have a police report. Without it, they will claim no fault and deny a cliam. If you haven't, go to your Dr. and get checked out. This checkup and any incidental medical care (<$1000) should be covered by the drivers Med-Pay coverage (depending on which state H-town is in) regardless of fault. When you talk to the insurance company, be guarded with what you say. Give facts and don't expand on answers. If a question is yes/no, answer only yes/no. Also, get an estimate to repair your bike from your LBS, or if its a goner, get that documented as well as its value. Do all this before you talk to the insurance company so you have a good idea what to claim as damage.

Oh, if they ask you how you feel, do not say fine. Say you went to the doctor, and are waiting to see if your injuries require further treatment.