Originally Posted by ukmtk
In the UK I'm a member of the British Cycling Federation.
I have Gold membership (~ $90 per annum). This provides me with insurance in case I cause an accident. But it also provides me with legal representation in case I'm the victim of an accident. You must have something similar in the US.
There is the League of American Bicyclists. I don't know if they offer insurance. Anyone know if they do?
OK, I was curious so I looked up the LAB web page and didn't find any mention of insurance . . .
http://www.bikeleague.org/members/discounts.html
I know USA Cycling offers insurance for racers when they crash during a race, but that doesn't help me as a commuter. That does it, I'm moving to the UK!!!