Originally Posted by
Thomas Brock
I don't wear a jersey...Instead I go for a short and long-sleeved technical fabric shirt. They both wick sweat pretty good.
The part I've miscalculated is the el cheapo fleece I got from Wal-Mart (Yeah, bite me. Only place 'round these parts to buy stuff). The cool air cut right through. I've got a wind-breaker-esque jacket that I wear in wet weather. I'm thinking it may provide enough wind protection with the fleece and shirt under that. I'm also going to wear some old USMC glove-liners over the bike gloves and a beanie under the helmet. I've got neoprene ear muffs, but I don't think it's
that bad yet.
That's my plan for tomorrow. We'll see how it works then

Sounds like you need some wind-blocking. That's why a vest works so well. It blocks the wind without making you all sweaty like a wind-breaker or rain jacket. In my experience, a wind-blocking vest is essential for riding in cold weather.