Originally Posted by
HiYoSilver
No one who responded knows life insurance...It's not a penalty but calculated by death tables and rates at age. It's just a statistical thing.
Rates for health insurance are not reduced by healthy lifestyles.
Dang! I thought that is what I previously wrote on this thread. Guess I don't know nothing.
BTW don't some health and or life insurance companies give better rates for non-smokers?